Attention homeowners in League City and Galveston County: Need an appraisal?

Here are the top 7 reasons why TX homeowners need Associated Appraisal Service:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. Remove PMI to lower a mortgage payments
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To settle an estate in TX by determining the true market value of property in question

Do you own a home in or near League City? Do you need help deciding the price of your real estate?
Contact Associated Appraisal Service.

At Associated Appraisal Service, we understand the particular needs of a homeowner after appraisal services. Our usual business clients are used to the appraisal process and the usual "products" we deliver to them. Being a consumer that most likely doesn't see an appraisal every day,you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own house because you probably have an emotional attachment to it. The professional appraisers at Associated Appraisal Service will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much your house is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value judgement than yours.

Need to remove PMI?

A preferred way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experienced in helping consumers just like you abolish unnecessary PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if your house not appreciating as much as other properties nearby. That means you are most likely paying more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Associated Appraisal Service is your chief weapon.

Recently got a freeze your HELOC?

If your house is close to a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be annoying from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. Associated Appraisal Service can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need a seasoned professional to double-check your appraisal for preciseness, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? Associated Appraisal Service offers field reviews where we'll go out and check the subject and comps in question. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Associated Appraisal Service can We can assist you. While usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your house.